Effective Date: January 1, 2026
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, you should not use this site.
1. Educational Purpose Only
QDRO Institute provides general educational information about Qualified Domestic Relations Orders (QDROs) and related retirement-plan issues.
This site:
- Is not a law firm
- Does not provide legal advice
- Does not provide legal representation or fiduciary services
Information on this site is provided for educational and informational purposes only.
2. No Professional Relationship
Use of this site does not create:
- An attorney-client relationship
- A fiduciary relationship
- Any other professional relationship
You should consult a qualified attorney, plan administrator, or other appropriate professional regarding your specific circumstances before taking action.
3. No Reliance or Warranties
Information on this site:
- May not reflect the most current legal developments
- May vary by jurisdiction and by retirement plan
- Is provided “as is,” without warranties of any kind
QDRO Institute makes no representations or guarantees regarding accuracy, completeness, or applicability.
4. User Responsibility
You agree that:
- You are solely responsible for how you use information from this site
- You will not rely on this site as a substitute for professional advice
- Any decisions you make are at your own risk
5. Intellectual Property
All content on this site, including text and original materials, is the property of QDRO Institute unless otherwise stated and is protected by applicable intellectual property laws.
You may view, download, and print content for personal, non-commercial educational use only. No content may be reproduced, distributed, or republished without prior written permission.
6. External Links
This site may contain links to third-party websites. These links are provided for convenience only. QDRO Institute does not endorse and is not responsible for the content or practices of external sites.
7. Limitation of Liability
To the fullest extent permitted by law, QDRO Institute shall not be liable for any damages arising out of or related to the use or inability to use this site or its content.
8. Changes to These Terms
These Terms of Use may be updated from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
9. Governing Law
These Terms of Use shall be governed by and construed in accordance with applicable U.S. law, without regard to conflict-of-law principles.