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QDRO Institute

AI Rejection Analyzer

Instant diagnosis using the Five Fits framework — operative sentence identified, fit classified, precise fix explained.

$79 per analysis
✓ Operative sentence identified from your letter
✓ Five Fits classification with confidence score
✓ Precise fix — exactly what to change
✓ What NOT to change — avoid secondary rejections
✓ Critical warnings flagged automatically
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AI Powered Rejection Analyzer
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QDRO Rejection Analyzer

Paste your rejection letter. Get an instant diagnosis using the QDRO Institute's Five Fits framework — with the operative sentence identified, the fit misalignment classified, and the precise fix explained.

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Paste your rejection letter
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AI identifies the operative sentence
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Get fit diagnosis + precise fix

Paste Your Rejection Letter

Full letter or just the key paragraph — either works

Try an example

The Five Fits

Fit 1 — Decree Misalignment Order doesn't accurately express what was decided. Unclear formula, inconsistent provisions, template errors.
Fit 2 — Plan Misalignment Required fact missing, or order asks plan to do something its rules don't permit.
Fit 3 — Legal Misalignment Order fails ERISA, IRC Section 414(p), or federal qualification requirements.
Fit 4 — Procedural Misalignment Certified copy missing, wrong submission process, or sent to wrong administrator.
Fit 5 — Court Misalignment Judicial requirement and plan requirement are simultaneously impossible to satisfy.

What NOT to Change

After a rejection, resist the urge to rewrite. Most secondary rejections happen because well-intended revisions changed provisions the plan never questioned.

Ask yourself: "Can I explain this entire revision as — I corrected the specific misalignment the plan identified?"

If the answer is no, you may be solving a problem the plan did not raise.

Fit 5 only: Never revise language a judge ordered without returning to the court first.

⚖️ Educational Use Only
This tool applies the QDRO Institute's Five Fits framework to help identify fit misalignments. It does not constitute legal advice. Always consult a qualified attorney or QDRO specialist for your specific situation.

Five Fits Framework™ © 2026 Judge Stephen Hernsberger, QDRO Institute.